Terms of Use

1. ACCEPTANCE OF TERMS

1. ThisAgreement, which incorporates by reference other provisions applicable to useof www.cybervergent.com, including, but notlimited to, supplemental terms and conditions set forth hereof("Supplemental Terms") governing the use of certain specific materialcontained in www.cybervergent.com ,sets forth theterms and conditions that apply to use of www.cybervergent.com by User. By using Cybervergent(other than to read this Agreement for the first time), User agrees to complywith all the terms and conditions hereof. The right to use www.cybervergent.comis personal to the User and is not transferable to any other person or entity. TheUser is responsible for all use of User's Account (under any screen name orpassword) and for ensuring that all use of User's Account complies fully withthe provisions of this Agreement. User shall be responsible for protecting theconfidentiality of User's password(s), if any.
2. Cybervergentshall have the right at any time to change or discontinue any aspect or featureof www.cybervergent.com, including, but not limited to, content, hours ofavailability, and equipment needed for access or use.

2. Changed Terms

Cybervergent shall have the right at anytime to change or modify the terms and conditions applicable to the User’s useof www.cybervergent.com , or any partthereof, or to impose new conditions, including, but not limited to, addingfees and charges for use. Such changes, modifications, additions or deletionsshall be effective immediately upon notice thereof, which may be given by meansincluding, but not limited to, posting on www.cybervergent.com, or byelectronic or conventional mail, or by any other means by which User obtainsnotice thereof. Any use of www.cybervergent.com by User after suchnotice shall be deemed to constitute acceptance by User of such changes, modifications,or additions.

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3. DESCRIPTION OF SERVICES

Through its Web property, Cybervergent provides User with access to a variety of resources, including download areas,communication forums and product information (collectively"Services"). The Services, including any updates, enhancements, newfeatures, and/or the addition of any new Web properties, are subject to theTOU.

4. Equipment

User shall be responsible for obtaining andmaintaining all telephone, computer hardware, software and other equipmentneeded for access to and use of www.cybervergent.com and all chargesrelated there to.
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5.User Conduct
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A.     Usershall use www.cybervergent.com for lawful purposesonly. User shall not post or transmit through www,cybervergent.com any materialwhich violates or infringes in any way upon the rights of others, which isunlawful, threatening, abusive, defamatory, invasive of privacy or publicityrights, vulgar, obscene, profane or otherwise objectionable, which encouragesconduct that would constitute a criminal offense, give rise to civil liabilityor otherwise violate any law, or which, without Cybervergent 's express priorapproval, contains advertising or any solicitation with respect to products orservices. Any conduct by a User that in Cybervergent discretion restricts orinhibits any other User from using or enjoying www.cybervergent,com will not bepermitted. User shall not use www.cybervergent.com advertise or perform anycommercial solicitation, including, but not limited to, the solicitation ofusers to become subscribers of other on-line information services competitivewith Cyberverhgent.

B.     www.cybervergent.com containscopyrighted material, trademarks and other proprietary information, including,but not limited to, text, software, photos, video, graphics, music and sound,and the entire contents of www.cybervergent.com are copyrighted asa collective work under the Nigeria copyright laws. Cybervergent owns acopyright in the selection, coordination, arrangement, and enhancement of suchcontent, as well as in the content original to it. Users may not modify,publish, transmit, participate in the transfer or sale, create derivativeworks, or in any way exploit, any of the content, in whole or in part. Usersmay download copyrighted material for User's personal use only. Except asotherwise expressly permitted under copyright law, no copying, redistribution,retransmission, publication, or commercial exploitation of downloaded materialwill be permitted without the express permission of Cybervergent and thecopyright owner. In the event of any permitted copying, redistribution orpublication of copyrighted material, no changes in or deletion of authorattribution, trademark legend or copyright notice shall be made. Useracknowledges that it does not acquire any ownership rights by downloadingcopyrighted material.

C.     Usershall not upload, post or otherwise make available on www.cybervergent.com any material protected by copyright,trademark or other proprietary right without the express permission of theowner of the copyright, trademark or other proprietary right and the burden ofdetermining that any material is not protected by copyright rests with User.User shall be solely liable for any damage resulting from any infringement ofcopyrights, proprietary rights, or any other harm resulting from such asubmission. By submitting material to any public area of www.cybervergent.com, User automatically grants, orwarrants that the owner of such material has expressly granted Cybervergent theroyalty-free, perpetual, irrevocable, non-exclusive right and license to use,reproduce, modify, adapt, publish, translate and distribute such material (inwhole or in part) worldwide and/or to incorporate it in other works in anyform, media or technology now known or hereafter developed for the full term ofany copyright that may exist in such material. User also permits any other Userto access, view, store or reproduce the material for that User's personal use.User hereby grants Cybervergent the right to edit, copy, publish and distributeany material made available on www.cybervergent.com by User.

D.    Theforegoing provisions of Section 5 are for the benefit of Cybervergent, itssubsidiaries, affiliates and its third-party content providers and licensorsand each shall have the right to assert and enforce such provisions directly oron its own behalf.

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6. USE OF SERVICES

The Services may contain email services, bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, photo albums, file cabinets and/or other message or communication facilities designed to enable User to communicate with others (each a "Communication Service" and collectively "Communication Services"). User agrees to use the Communication Services only to post, send and receive messages and material that are proper and, when applicable, related to the particular Communication Service. By way of example, and not as a limitation, User agrees that when using the Communication Services, User will not:

• Use the Communication Services in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise).
• Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
• Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, indecent or unlawful topic, name, material or information.
• Upload, or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless User own or control the rights thereto or have received all necessary consent to do the same.
• Use any material or information, including images or photographs, which are made available through the Services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party.
• Upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another's computer or property of another.
• Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allows such messages.
• Download any file posted by another user of a Communication Service that User know, or reasonably should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.
• Falsify or delete any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
• Restrict or inhibit any other user from using and enjoying the Communication Services.
• Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
• Harvest or otherwise collect information about others, including email addresses.
• Violate any applicable laws or regulations.
• Create a false identity for the purpose of misleading others.
• Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of users of the Services or other user or usage information or any portion thereof.

Cybervergent has no obligationto monitor the Communication Services. However, Cybervergent reserves the rightto review materials posted to the Communication Services and to remove anymaterials in its sole discretion. Cybervergent reserves the right to terminateUser’s access to any or all the Communication Services at any time, withoutnotice, for any reason whatsoever. Cybervergent always reserves the right todisclose any information as it deems necessary to satisfy any applicable law,regulation, legal process, or governmental request, or to edit, refuse to postor to remove any information or materials, in whole or in part, in Cybervergent's sole discretion.

Materials uploaded to theCommunication Services may be subject to posted limitations on usage,reproduction and/or dissemination; User is responsible for adhering to suchlimitations if User downloads the materials.

Always use caution when givingout any personally identifiable information in any Communication Services. Cybervergentdoes not control or endorse the content, messages or information found in anyCommunication Services and, therefore Cybervergent specifically disclaims anyliability with regard to the Communication Services and any actions resultingfrom User’s participation in any Communication Services. Managers and hosts arenot authorized Cybervergent spokespersons, and their views do not necessarily reflectthose of Cybervergent.

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7. MEMBER ACCOUNT, PASSWORD, AND SECURITY

If any of the Services requiresUser to open an account, User must complete the registration process byproviding Cybervergent with current, complete, and accurate information asprompted by the applicable registration form. Users will also choose a passwordand a username. User is entirely responsible for maintaining theconfidentiality of User’s password and account. Furthermore, the User isentirely responsible for any and all activities that occur under the User’saccount. The user agrees to notify Cybervergent immediately of any unauthorizeduse of User’s account or any other breach of security. Cybervergent will not beliable for any loss that User may incur as a result of someone else usingUser’s password or account, either with or without User’s knowledge. However,User could be held liable for losses incurred by Cybervergent or another partydue to someone else using User’s account or password. User may not use anyoneelse's account at any time, without the permission of the account holder.
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8. NOTICE SPECIFIC TO SOFTWARE AVAILABLE ON THIS YOUR WEBSITE ADDRESS

Any software that is made available to download from the Services ("Software") is the copyrighted work of Cybervergent and/or its suppliers. Use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). An end user will be unable to install any Software that is accompanied by or includes a License Agreement, unless he or she first agrees to the License Agreement terms.

The Software is made available for download solely for use by end users according to the License Agreement. Any reproduction or redistribution of the Software not in accordance with the License Agreement is expressly prohibited by law and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED, UNLESS SUCH REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PERMITTED BY THE LICENSE AGREEMENT ACCOMPANYING SUCH SOFTWARE. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. EXCEPT AS WARRANTED IN THE LICENSE AGREEMENT, CYBERVERGENT HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE, INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

FOR YOUR CONVENIENCE, CYBERVERGENT MAY MAKE AVAILABLE AS PART OF THE SERVICES OR IN ITS SOFTWARE PRODUCTS, TOOLS AND UTILITIES FOR USE AND/OR DOWNLOAD. [YOUR COMPANY NAME] DOES NOT MAKE ANY ASSURANCES WITH REGARD TO THE ACCURACY OF THE RESULTS OR OUTPUT THAT DERIVES FROM SUCH USE OF ANY SUCH TOOLS AND UTILITIES. PLEASE RESPECT THE INTELLECTUAL PROPERTY RIGHTS OF OTHERS WHEN USING THE TOOLS AND UTILITIES MADE AVAILABLE ON THE SERVICES.
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9. NOTICE SPECIFIC TO DOCUMENTS AVAILABLE ON THIS YOUR WEBSITE ADDRESS

Permission to use Documents (such as white papers, press releases, datasheets and FAQs) from the Services is granted, provided that (1) the below copyright notice appears in all copies and that both the copyright notice and this permission notice appear, (2) use of such Documents from the Services is for informational and non-commercial or personal use only and will not be copied or posted on any network computer or broadcast in any media, and (3) no modifications of any Documents are made. Accredited educational institutions, such as universities, private/public colleges, and state community colleges, may download and reproduce the Documents for distribution in the classroom. Distribution outside the classroom requires express written permission. Use for any other purpose is expressly prohibited by law and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

CYBERVERGENT AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED AS PART OF THE SERVICES FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. CYBERVERGENT AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL CYBERVEGENT AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THE SERVICES.

THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THE SERVICES COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. CYBERVERGENT AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME.

10. NOTICES REGARDING SOFTWARE, DOCUMENTS AND SERVICES AVAILABLE ON THIS SITE

IN NO EVENT SHALL CYBERVERGENT AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF SOFTWARE, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THE SERVICES.

11. MATERIALS PROVIDED TO [YOUR COMPANY NAME] OR POSTED AT ANY OF ITS YOUR WEBSITE ADDRESSS

Cybervergent does not claimownership of the materials User provide to Cybervergent including feedback andsuggestions) or post, upload, input or submit to any Services or its associatedservices for review by the general public, or by the members of any public orprivate community, (each a "Submission" and collectively "Submissions").However, by posting, uploading, inputting, providing or submitting("Posting") User’s Submission User is granting Cybervergent itsaffiliated companies and necessary sublicensees permission to use User’sSubmission in connection with the operation of their Internet businesses(including, without limitation, all Cybervergent Services), including, withoutlimitation, the license rights to: copy, distribute, transmit, publiclydisplay, publicly perform, reproduce, edit, translate and reformat User’sSubmission; to publish User’s name in connection with User’s Submission; and theright to sublicense such rights to any supplier of the Services.

No compensation will be paidwith respect to the use of User’s Submission, as provided herein. Cybervergent isunder no obligation to post or use any Submission User may provide and Cybervergentmay remove any Submission at any time in its sole discretion. By Posting aSubmission User warrants and represents to own or otherwise control all of therights to User’s Submission as described in these Terms of Use including,without limitation, all the rights necessary for User to provide, post, upload,input or submit the Submissions.

In addition to the warranty andrepresentation set forth above, by Posting a Submission that contain images,photographs, pictures or that are otherwise graphical in whole or in part("Images"), User warrant and represent that (a) User is the copyrightowner of such Images, or that the copyright owner of such Images has grantedUser permission to use such Images or any content and/or images contained insuch Images consistent with the manner and purpose of User’s use and asotherwise permitted by these Terms of Use and the Services, (b) User have therights necessary to grant the licenses and sublicenses described in these Termsof Use, and (c) that each person depicted in such Images, if any, has providedconsent to the use of the Images as set forth in these Terms of Use, including,by way of example, and not as a limitation, the distribution, public displayand reproduction of such Images. By Posting Images, User is granting (a) to allmembers of User’s private community (for each such Images available to membersof such private community), and/or (b) to the general public (for each suchImages available anywhere on the Services, other than a private community),permission to use User’s Images in connection with the use, as permitted bythese Terms of Use, of any of the Services, (including, by way of example, andnot as a limitation, making prints and gift items which include such Images),and including, without limitation, a non-exclusive, world-wide, royalty-freelicense to: copy, distribute, transmit, publicly display, publicly perform,reproduce, edit, translate and reformat User’s Images without having User’sname attached to such Images, and the right to sublicense such rights to anysupplier of the Services. The licenses granted in the preceding sentences for aImages will terminate at the time User completely remove such Images from theServices, provided that, such termination shall not affect any licenses grantedin connection with such Images prior to the time User completely remove suchImages. No compensation will be paid with respect to the use of User’s Images.

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12. Disclaimer of Warranty; Limitation of Liability
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A.     User expressly agrees that use of www.cybervergent.com is at user's solerisk. Neither Cybervergent  itsaffiliates nor any of their respective employees, agents, third party contentproviders or licensors warrant that [www.cybervergent.com] will beuninterrupted or error free; nor do they make any warranty as to the resultsthat may be obtained from use of www.cybervergent.com, or as to theaccuracy, reliability or content of any information, service, or merchandiseprovided through www.cybervergent.com

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B.      www.cybervergent.comis provided on an"as is" basis without warranties of any kind, either express orimplied, including, but not limited to, warranties of title or impliedwarranties of merchantability or fitness for a particular purpose, other thanthose warranties which are implied by and incapable of exclusion, restrictionor modification under the laws applicable to this agreement.

C.     Thisdisclaimer of liability applies to any damages or injury caused by any failureof performance, error, omission, interruption, deletion, defect, delay inoperation or transmission, computer virus, communication line failure, theft ordestruction or unauthorized access to, alteration of, or use of record, whetherfor breach of contract, tortious behavior, negligence, or under any other causeof action. User specifically acknowledges that Cybervergent is not liable forthe defamatory, offensive or illegal conduct of other users or third partiesand that the risk of injury from the foregoing rests entirely with user.

D.    Inno event will Cybervergent, or any person or entity involved in creating,producing or distributing www.cybervergent.com or the Cybervergentsoftware, be liable for any damages, including, without limitation, direct,indirect, incidental, special, consequential or punitive damages arising out ofthe use of or inability to use www.cybervergent.com. User herebyacknowledges that the provisions of this section shall apply to all content onthe site.

E.     Inaddition to the terms set forth above neither, Cybervergent, nor itsaffiliates, information providers or content partners shall be liableregardless of the cause or duration, for any errors, inaccuracies, omissions,or other defects in, or untimeliness or unauthenticity of, the informationcontained within www.cybervergent.com, or for any delayor interruption in the transmission thereof to the user, or for any claims orlosses arising therefrom or occasioned thereby. None of the foregoing partiesshall be liable for any third-party claims or losses of any nature, including, butnot limited to, lost profits, punitive or consequential damages.

F.     Prior to the execution of a stock trade,users are advised to consult with your broker or other financial representativeto verify pricing or other information. Cybervergent, its affiliates,information providers or content partners shall have no liability forinvestment decisions based on the information provided. Neither Cybervergent,nor its affiliates, information providers or content partners warrant orguarantee the timeliness, sequence, accuracy or completeness of thisinformation. Additionally, there are no warranties as to the results obtainedfrom the use of the information.

G.    Forcemajeure – neither party will be responsible for any failure or delay inperformance due to circumstances beyond its reasonable control, including,without limitation, acts of god, war, riot, embargoes, acts of civil ormilitary authorities, fire, floods, accidents, service outages resulting fromequipment and/or software failure and/or telecommunications failures, powerfailures, network failures, failures of third party service providers(including providers of internet services and telecommunications). The partyaffected by any such event shall notify the other party within a maximum offifteen (15) days from its occurrence. The performance of the agreement shallthen be suspended for as long as any such event shall prevent the affectedparty from performing its obligations under this agreement.

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13. LINKS TO THIRD PARTY SITES

The links in this area will letyou leave Cybervergent 's site. The linked sites are not under the control of Cybervergentand Cybervergent is not responsible for the contents of any linked site or anylink contained in a linked site, or any changes or updates to such sites.Cybervergent is not responsible for webcasting, or any other form oftransmission received from any linked site. Cybervergent is providing theselinks to you only as a convenience, and the inclusion of any link does notimply endorsement by Cybervergent of the site.

Cybervergent is a distributor (and not apublisher) of content supplied by third parties and Users. Accordingly, Cybervergenthas no more editorial control over such content than does a public library,bookstore, or newsstand. Any opinions, advice, statements, services, offers, orother information or content expressed or made available by third parties,including information providers, Users or any other user of www.cybervergent.com, are those of the respectiveauthor(s) or distributor(s) and not of Cybervergent. Neither Cybervergent norany third-party provider of information guarantees the accuracy, completeness,or usefulness of any content, nor its merchantability or fitness for anyparticular purpose.

In many instances, the content availablethrough www.cybervergent.com represents theopinions and judgments of the respective information provider, User, or otheruser not under contract with Cybervergent. Cybervergent neither endorses nor isresponsible for the accuracy or reliability of any opinion, advice or statementmade on www.cybervergent.com by anyone otherthan authorized Cybervergent employee spokespersons while acting in theirofficial capacities. Under no circumstances will Cybervergent be liable for anyloss or damage caused by a user’s reliance on information obtained through www.cybervergent.com. It is the responsibility of User toevaluate the accuracy, completeness or usefulness of any information, opinion,advice or other content available through Cybervergent Please seek the adviceof professionals, as appropriate, regarding the evaluation of any specificinformation, opinion, advice or other content.

14. UNSOLICITED IDEA SUBMISSION POLICY

Cybervergent or any of its employees do not accept or consider unsolicited ideas, includingideas for new advertising campaigns, new promotions, new products ortechnologies, processes, materials, marketing plans or new product names.Please do not send any original creative artwork, samples, demos, or otherworks. The sole purpose of this policy is to avoid potential misunderstandingsor disputes when Cybervergent's products or marketing strategies might seemsimilar to ideas submitted to Cybervergent. So, please do not send yourunsolicited ideas to Cybervergent or anyone at Cybervergent. If, despite ourrequest that you not send us your ideas and materials, you still send them,please understand that Cybervergent makes no assurances that your ideas andmaterials will be treated as confidential or proprietary.

15. Monitoring

Cybervergent shall have the right, but notthe obligation, to monitor the content of www.cybervergent.com including chat rooms and forums, todetermine compliance with this Agreement and any operating rules established byCybervergent and to satisfy any law, regulation or authorized governmentrequest. Cybervergent shall have the right in its sole discretion to edit,refuse to post or remove any material submitted to or posted on www.cybervergent.com. Without limiting the foregoing, Cybervergentshall have the right to remove any material that Cybervergent, in its solediscretion, finds to be in violation of the provisions hereof or otherwiseobjectionable.
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16. Indemnification

User agrees to defend, indemnify, and holdharmless Cybervergent, its affiliates and their respective directors, officers,employees, and agents from and against all claims and expenses, includingattorneys' fees, arising out of the use of Cybervergent by User or User'sAccount.

17. Termination

Either Cybervergent or User may terminatethis Agreement at any time. Without limiting the foregoing, Cybervergent shallhave the right to immediately terminate User's Account in the event of anyconduct by User which Cybervergent, in its sole discretion, considers to beunacceptable, or in the event of any breach by User of this Agreement.
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18. Miscellaneous

This Agreement and any operating rules for www.cybervergent.com established by Cybervergentconstitute the entire agreement of the parties with respect to the subjectmatter hereof and supersede all previous written or oral agreements between theparties with respect to such subject matter. This Agreement shall be construedin accordance with the laws of the Lagos, Nigeria, without regard to itsconflict of laws rules. No waiver by either party of any breach or defaulthereunder shall be deemed to be a waiver of any preceding or subsequent breachor default. The section headings used herein are for convenience only and shallnot be given any legal import.

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19. COPYRIGHT NOTICE

Cybervergent its logos are trademarks of Cybervergent,All rights reserved. All other trademarks appearing on Cybervergent are theproperty of their respective owners.

20. TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, domain names, email addresses, logos, people and events depicted herein are fictitious. No association with any real company, organization, product, domain name, email address, logo, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.
The services that Cybervergentprovides to User are subject to the following Terms of Use ("TOU"). Cybervergentreserves the right to update the TOU at any time without notice to the User.The most current version of the TOU can be reviewed by clicking on the"Terms of Use" hypertext link located at the bottom of our Web pages.